Are you a borrower to pay off debt?

Most of the people in the world are drowning in debt. It has become a habit of people to lead their lives on loans because nowadays loans are easily available. Once upon a time getting a bank loan was a rare thing.

Today, the number of banks is uncountable so getting a loan is easy. People borrow a lot to finance their luxury needs because it is easy to get credit. Living for desire rather than living for need has become the way of life today.

 A small story to understand about loans.

 A person whose entire occupation was taking loans. He was working somewhere and was getting a good salary. He was getting a fixed salary every month but he was extravagant and would spend whatever money he got immediately.

 He borrows everything from people he knows and spends it. Creditors harassed him for money. He went to one of his friends and said, 'Creditors can't bear the trouble, so you have to help me. If you give me money, I will pay off their debt.'

That friend also asked, 'How will you pay off the loan from me?' He said, 'I will save little by little from my salary and pay off your debt.'

 'If you had been saving like that, you wouldn't have got a loan, you could have lived well with the money you saved little by little, you wouldn't have been such a big debtor, it is very difficult to pay off the loan you took to live a luxurious life, you are the one who doesn't realize that living with what you have is happiness if you take a loan just to pay off the debt. How will you pay that debt' asked the friend.

Unable to answer this, he stood stunned. He sent you away saying that you should save little by little and pay off the debt. It is wise to find a way to pay off the loan before taking it out.

Borrowing for basic needs is inevitable but in today's modern lifestyles people are in a state of mind to borrow for luxuries. It will make their life more complicated, create an environment where they cannot live comfortably as they want, question the future, and make the present stressful, so the person who realizes that debt is not a luxury but a basic has a proper understanding of money.

Learn to respect even if helping is an ass.

Once upon a time, there lived a merchant in a town. He had to go abroad on business. He went to a neighbouring house and asked, 'Sir, I have to carry a lot of things, give me your donkey and I will return it when I come back after the business is done.' The neighbour also gave his donkey.

The crafty merchant loaded cotton bales on his donkey's back. He loaded the bags of salt on the neighbour's donkey. He looked at his servant and said, 'I am going on horseback, no matter what happens, don't stop the donkeys anywhere, come to the next town' and left.

The servant drove the two donkeys and set off. A donkey carrying a bag of salt staggered along. The donkey carrying the cotton bales was walking normally. Suddenly the sky darkened and it started raining. The two donkeys walked drenched in the rain.

The salt in the sack kept dissolving but the cotton sacks got wet in the rain and got heavier by absorbing the water. The merchant's donkey struggled to bear the weight of the cotton bales and could not take a single step but the servant made it walk too. The cotton bales were getting heavier and heavier. The spine became so weak that the donkey fell down.

As the packages were delayed, the merchant returned on horseback to find out what had happened. When he saw his donkey lying down and asked the worker what had happened, he said that it had happened because of work.

He was upset thinking that if the next man contrived to let the donkey suffer and my donkey lived happily, that is what would happen. He understood that if we ignore those who have helped us, the result will be like this.

A story to understand the money or the character.

Sometimes money may seem big to us but money alone cannot achieve anything. There are so many good people around us in our lives without them we are nothing so the quality of a good person is bigger than money. A small example of this is an incident that occurred in the lives of two friends in this story.

Two friends, who have been friends since childhood and have always been together, were walking through the forest one day. On their way, they saw a big wallet.

The first friend who ran and picked it up opened it. He was happy to see that there was plenty of money in it. The friend he came with is our good-time friend! He was happy saying that we have got so much money.

After taking the wallet the first friend said I took these bags first so don’t tell us this money! He said tell me. The friend who came with him was also very shocked. As soon as he saw the money, he was speechless saying that he was talking.

OK! The friend said this money is for you and walked away with him. Both came out of the forest from there. In the distance was a policeman on a bike and someone behind him.

The friend who kept the wallet in his hand said, "The policeman is looking for this wallet and the person sitting behind him is the owner of this wallet. I am afraid that we will get any punishment or lawsuit because of this wallet."

The second friend said to him, "You took this wallet! You opened it! Now you are telling us punishment! Say punishment to you and that will be right" and left him.

Sometimes money may seem bigger than people but a good person is bigger than money.

A short story about responsibility in life has many characteristics.

Once upon a time, there was a king who wanted to know how responsible the people were. Immediately he called his wise minister and asked me to check the responsibility of the people and what we do about it.

After thinking about this, the minister said, "I will discuss it with you tomorrow." The minister spent the whole night thinking about what to do about it and the next morning he came to the king and said that he had a new idea and would try it.

 According to the minister's idea, an announcement was made to the people the next day, that, from tomorrow one should bring a glass of milk to the house and pour it because there is a milk famine, so one should bring a glass of milk to the house and pour it into the tank at the palace gate and leave.

 All the people stood in line and left the tank with the lid off and blowing the milk. After everyone had poured the milk, the king asked the minister, what? Minister, how will you show people's sense of responsibility with this? that. Oh, King! Open the lid of that tank and you will see the sense of responsibility of the people.

When the king opened the hair in that tank, it was full of water and not even a little milk. Everyone thought that who would know, if we poured water into the milk, no one would be able to find out, so everyone just poured water and left.

King, this is the responsibility of the people! Who knows, everyone will make the same mistake, so it is very difficult to create responsible people. In fact, accountability is very important in everyone's life and personally in general.

Responsibility

Be it at work, at home or in our lives, accountability is very important. By learning responsibility you can live life without problems.

An irresponsible man becomes subject to various internals and creates various problems by himself.

 A person who has a sense of responsibility by solving the problem that exists now makes sure that problems may arise in the future, so the thing that every individual and every citizen should learn in life is the sense of responsibility.

What does happiness depend on?

Several hundred years ago, a king was ruling the country with great power and wealth. He got everything in his country, rich farmlands, and commodities like gold, silver, diamonds, and also high-quality goods like silk.

His country was unrivalled in food grains, and he defeated the enemy with so great an army that the king was said to have no enemies. Everything was there but he didn't get happiness so he discussed with many people how to get happiness and how to get it.

 He visited many countries and won many wars. He brought all the riches there and improved his prosperity but he was not happy. Then he had a doubt and wanted to know who is the happiest person in this country.

 Immediately he called the spies and found out who was the most cheerful person in this country and brought him and placed him before me. The spies roamed the land looking for the happiest person.

They looked around many towns and stayed in many villages and all the spies searched patiently. Finally one evening the spies staying in a small village heard a man singing happily.

The spies went and began to listen to him without knowing what he was talking about. He was taking a bath in front of the door of his house. He was taking a bath in front of the house dancing and singing saying I am very happy, God I am very happy, I am the happiest man in this world.

 The spies then took him to the palace and placed him in front of the king as if he were the happiest man in the world. The king came and saw him curiously and was shocked.

The king asked why he was not even wearing a shirt. And he said, King, I don't have enough money to buy a shirt, so I won't wear a shirt. The person who said he was happy in this world didn't even have a shirt and then the king realized that happiness depends on him and not on the wealth we have.

Honesty will always have a great influence.

                             

Once upon a time great Maratha leader went to wage war on a neighbouring country with an army. After seeing the victory in the war, he returned to his native country with great joy. He needed to travel a few more days to reach his capital. He and his soldiers were very tired from the battle and the long journey. While they were travelling, they came across a village nearby and camped there. 

He saw that the soldiers were hungry and called one of the leaders of the soldiers to bring the food we needed in this town! Also, take some players with you! He ordered that. The leader of those soldiers left there with 50 soldiers.

  As the warrior leader was walking he saw a ploughman, looking at him the warrior leader said, "Show us the most fertile land in this town." As soon as the ploughman saw the army, he fell, sir! I will show you, come with me, he said. In the garden he showed, bananas and coconuts hung on one side. Fruits and sugarcane were growing well.

Joyfully, the brave leader eagerly ordered the soldiers to go to this garden and bring food as much as they wanted. The soldiers too were very hungry and entered the garden with great fanfare. But the ploughman who saw this, sir, don't want it! Don't! "You must not go there is a garden more beautiful than this where you can pick all the fruits and sugarcane, so come with me and I will show you that garden," said the leader of the warriors.

Along with the ploughman, the soldier leader and the soldiers walked a long distance. After that, the farmer showed a garden and said take whatever you want in this garden. Seeing that garden, the warrior leader also got angry. O ploughman, why have you brought us to this far-off garden! He said that the garden you showed earlier was very fertile, but this one seems to be a little less productive.

 That plowman sir! The first thing I showed was the neighbour's garden, and if you took all the food from it, the farmer would suffer a great loss, and I would be responsible for it. But this garden belongs to me where you can take food as you wish.

  The ploughman's speech moved the warrior leader's soul. The valiant leader went back with the army without taking anything from that garden and told the commander what had happened. Everyone thought that we did not have the honesty of a farmer. Players! The commander ordered that whatever food items were taken in this town, be given them a tribute. Everyone bought food items by giving suitable gold coins.

The honesty of one ploughman has made a great multitude into honest men so that there can be no doubt that honesty will always have the support and influence of all.

Patience will turn into a gold coin at some place and at some time.

The concerned person will be earthbound! If you have patience, you can conquer this world! There is definitely a reward for the patient! These are proverbs that have been told for hundreds of years. But it is the events that happened by these proverbs that can bring these proverbs to life.

 Several hundred years ago there was a great famine in a town. The rains had failed, and food shortages were rampant. The people of that town were struggling to overcome the food shortage. Labour was also difficult there when no one had three meals a day.

In this situation, a rich man from a neighbouring town came forward to help the town. He said that he would provide at least one meal daily to the people of this town. But instead of giving us one meal, the village elders asked us to give three meals only to our children. Because we cannot tolerate children living in hunger, they said. The rich man also left saying send only your children to my mansion.

 All the children went to the mansion. They are given only one piece of bread for three meals a day. All the pieces of bread would be put in a basket and kept by the servants of the wealthy household. It will be gathered and all the children will take it one by one.

But only one girl would patiently wait in this crowd without fighting, and after everyone had left she would go home with only a mouthful of bread. A few days went on like this. One day when the little girl cut the piece of bread she was carrying, there was a gold coin in it. Immediately the girl ran to the rich man's house and said, Sir, get this bread without knowing your gold coin.

Then the rich man said girl this is yours, my gift for your patience. Because while all the boys were fighting and taking the piece of bread, you were the only one who calmly waited patiently and took the remaining piece of bread. He said that this is the gift I gave you for your patience. The girl who was patient got the gold coin and got rid of her family's trouble. So patience will turn into a gold coin at some place and at some time.